Block Inc. Launches Bitcoin Payment System for U.S. Merchants

• Lyla Velez
• November 7, 2025
• Adoption
• 0 Comments

Block Inc., led by CEO Jack Dorsey, is launching Bitcoin payment capabilities through the Lightning Network for U.S. merchants, targeting over four million locations.

Block’s integration of Bitcoin payments for millions of U.S. merchants highlights BTC’s potential in mainstream commerce and draws significant interest from businesses.

Block Inc. has revealed plans to implement Bitcoin payment systems for U.S. merchants through the Lightning Network, aiming at over four million outlets. Jack Dorsey, Block’s CEO, is at the forefront of this initiative, emphasizing the seamless integration of Bitcoin transactions. The rollout offers significant potential for Bitcoin payment adoption but excludes New York due to regulatory constraints.

This development impacts numerous sectors, notably retail and finance, as merchants can now opt for zero-fee Bitcoin payment processing until 2027. By raising the auto-conversion cap to 50% of daily sales, Block provides businesses greater exposure to Bitcoin. The move is significant for U.S. businesses, establishing Bitcoin as a viable option alongside USD settlements. Compass Coffee’s success with Lightning payments indicates a growing acceptance of digital currency transactions.

The integration could set a precedent for similar ventures, influencing the broader payments industry. It may lead to increasing Bitcoin’s market traction and transactional volume. With a robust merchant network and Bitcoin’s rising mainstream acceptance, Block could shape the future of digital payments in the U.S. The trend reflects growing trust in Bitcoin’s viability as a payment method and highlights its potential impact on the financial landscape.

“We’re really excited about the rollout next week. It’s going to be available to everyone, and they just have to make a simple switch in their settings, and they’ll be able to start accepting Bitcoin. We have a lot of hope for this. … The challenge … is to get people comfortable with paying with Bitcoin. We’re going to look for every opportunity to both educate all of our sellers on why accepting Bitcoin is the best option and why buyers would want to use it as well.” – Jack Dorsey, CEO, Block Inc., source