Senator Lummis Expects Crypto Bill Passage by December 2025

• Lyla Velez
• August 23, 2025
• Policy
• 0 Comments

Senator Cynthia Lummis, chair of the Senate Banking Subcommittee on Digital Assets, anticipates passing a comprehensive crypto market structure bill by December 2025 in the United States.

Senator Lummis’s proposed legislation, aligning Senate and House bills, could reshape how digital assets are managed, potentially affecting market dynamics.

The crypto market structure legislation in progress, championed by Senator Cynthia Lummis, aims to pass by December 2025. This initiative seeks to harmonize existing bills and introduce new digital asset tax policies. This strategic move reflects Lummis’s ongoing advocacy for supportive U.S. crypto regulations.

Lummis, a key advocate in the Senate Banking Subcommittee, introduced the BITCOIN Act and digital asset tax legislation to modernize tax handling for crypto transactions. Her efforts include a $300 de minimis rule to simplify small crypto transactions, enhancing legislative clarity.

Immediate impacts from the legislation, if passed, include potential increases in small crypto transactions due to clarified tax protocols. The proposed federal Strategic Bitcoin Reserve and improved market regulations could significantly influence asset flows within regulated entities.

“This groundbreaking legislation is fully paid-for, cuts through the bureaucratic red tape and establishes common-sense rules that reflect how digital technologies function in the real world. We cannot allow our archaic tax policies to stifle American innovation, and my legislation ensures Americans can participate in the digital economy without inadvertent tax violations.” — Senator Cynthia Lummis, U.S. Senate

The broader implications involve potential financial benefits such as $600 million in projected net revenue over a decade. The legislation is expected to impact Bitcoin, Ethereum, altcoins, and stablecoins through structured regulatory treatment.

Expert insights suggest this legislative framework could trigger shifts in how digital assets are perceived and traded, influencing technological advancements and regulatory approaches. Historical trends show such regulations often affect governance tokens and decentralized finance platforms, as seen in past U.S. legislative efforts.