Ripple Gains UK FCA Approval for Crypto Services

• Lyla Velez
• January 9, 2026
• News
• 0 Comments

Ripple has successfully obtained Electronic Money Institution (EMI) permissions and Cryptoasset Registration from the UK Financial Conduct Authority (FCA) through its UK entity, Ripple Markets UK Ltd.

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Ripple, under Ripple Labs, Inc., achieved a regulatory milestone by securing EMI and Cryptoasset Registration from the FCA via Ripple Markets UK Ltd. Monica Long, President of Ripple, emphasized the shift in finance towards blockchain:

“Finance is undergoing a fundamental shift, and we are rapidly moving beyond pilots into a new era where blockchain and digital assets serve as critical infrastructure for the global economy.”

Cassie Craddock, Ripple’s UK Managing Director, highlighted FCA’s high standards.

With the FCA approvals, Ripple’s infrastructure is set to support UK businesses, aligning with UK’s regulatory standards. The firm’s Ripple Payments service offers end-to-end cross-border solutions by utilizing the XRP Ledger, facilitating low-cost and rapid asset movement.

Ripple’s new UK regulatory approval positions the company to provide essential services within a strict regulatory environment. It marks a pivotal moment for Ripple, setting the stage for expanded institutional adoption of its technologies.

Financially, Ripple stands to benefit from enhanced institutional confidence in its solutions. These approvals may lead to a broader acceptance, strengthening Ripple’s market presence against competitors within and outside the UK.

Ripple’s alignment with UK standards represents a potential shift in global regulatory approaches to digital assets. This parallels historic events where regulatory clarity catalyzed market adoption, such as Ripple’s previous legal victories in the U.S.