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rakuten wallet adds xrp 44 million users crypto access thumbnail

Rakuten Wallet Adds XRP for 44 Million Users in Major Crypto Access Expansion

Rakuten Wallet’s official asset page now shows XRP, but the same page labels it for margin trading only, not spot trading, which leaves the strongest confirmed story as an XRP listing mismatch rather than proof of a full retail payments rollout. Rakuten Wallet page: https://www.rakuten-wallet.co.jp/start/cryptoassets.html

According to a single Bitcoin.com report, Rakuten’s move could widen XRP access across a 44 million-user ecosystem starting April 15, 2026, but those points are not confirmed by any Rakuten announcement included in this brief.

What Rakuten’s Own Pages Actually Confirm

On Rakuten Wallet’s crypto asset page, XRP appears in the lineup with its own description, but the same page marks XRP as margin trading, while SOL, TRX, and AVAX are separately flagged as new spot assets.

That same official asset list makes the discrepancy sharper because it clearly distinguishes spot additions from margin-only availability. In other words, the page gives readers evidence that Rakuten Wallet is classifying products deliberately, not simply listing coins without trading context.

That distinction matters because Rakuten Wallet’s Rakuten Points conversion page says points can be exchanged into crypto assets handled by its spot trading service from 100 points, with 1 point = 1 yen. The cited page does not explicitly say XRP is part of that spot-conversion rail.

Rakuten Wallet’s cash charge page adds another confirmed rail: crypto held in the wallet can be charged into Rakuten Cash for use through Rakuten Pay and other Rakuten services, with 1.5% points back on Rakuten Pay payments. But that page also does not identify XRP as an eligible asset for the feature.

The broader Rakuten footprint is real even if the XRP-specific claims are not fully nailed down. Rakuten Group says it has 100+ million members in Japan, which explains why any confirmed expansion of supported assets would matter for retail crypto distribution.

Where the Verification Gap Still Sits

The same single Bitcoin.com report also referenced 5 million merchant locations, but the brief contains no official Rakuten Pay page or Rakuten Group filing that confirms that merchant count for this XRP story.

The biggest mismatch is between product pages and regulatory paperwork. Japan’s Financial Services Agency lists Rakuten Wallet as a licensed crypto-asset exchange service provider, but its handled-asset registry dated February 28, 2026 still shows BTC, ETH, BCH, POL, SOL, ADA, TRX, AVAX, and DOT for Rakuten Wallet, not XRP.

Taken together, the asset page, points page, and cash charge page support a narrower conclusion: XRP is now displayed on Rakuten Wallet’s official asset list, but the brief does not prove that users can already buy XRP with points or spend XRP-linked value through Rakuten Pay. The evidence supports broader visibility for XRP inside Rakuten Wallet’s materials, not a fully documented payments launch.

For XRP readers, that makes this story closer to the disclosure-driven developments discussed in Ripple Combines Swell and Apex Into One Unified Event, Ripple CEO Says CLARITY Act Window Is Open, and Ripple Takes Major Step in Korea With First Insurance Institution Collaboration: official documentation changes the meaning of a headline. Here, the Rakuten Wallet listing page is real, but the wider-access narrative still depends on a secondary report rather than a matching primary announcement.

Disclaimer: This article is for informational purposes only and is based on cited materials including https://www.rakuten-wallet.co.jp/start/cryptoassets.html. It does not constitute financial or investment advice.

Disclaimer: This article is for informational purposes only and does not constitute financial or investment advice. Cryptocurrency and digital asset markets carry significant risk. Always do your own research before making decisions.